Business Editors

NEPTUNE, N. Issuance of coverage is subject to underwriting.

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J. Representing StanCorp will be:

Eric E. Plans Now Available to Businesses with 51-200 Employees

JERSEY CITY, N. CIGNA is offering the expanded
availability now for plans that take effect on or after June 1, 2005.

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Marketed by AIG Employee Benefits, the enhanced product line has been
approved in 33 states, with a variety of the enhanced products
approved in an additional 17 states. Parsons, chairman, president and chief executive officer,
Cindy J., through its wholly owned subsidiaries --
Standard Insurance Company and The Standard Life Insurance Company of New York
-- is a leading provider of employee benefits products and services. For more information
about StanCorp Financial Group, Inc., visit its Web site at
http://www.

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com or call Cynthia
Osofsky, Senior Vice President, Marketing and Product Development, AIG
Employee Benefits, 732-922-7035; cynthia_osofsky@aigag . CIGNA HealthCare's
extensive provider network and medical management programs are also key
features of the plan.

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Note
that certain terms used above are defined in the policy.

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----AIG American
General today announced the launch of a new set of benefits offerings
designed specifically for small and middle market enterprises.com

(a) The description above is neither a complete description nor a
complete list of all policy terms, conditions and exclusions. Ledbetter, senior vice president , Asset Management and
Individual Disability

This investor meeting will be webcast with slides.com/investors.

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In the United States, AIG companies
are the largest underwriters of commercial and industrial insurance
and AIG American General is a top-ranked life insurer. AIG's common stock is listed on the New York Stock
Exchange and ArcaEx, as well as the stock exchanges in London, Paris ,
Switzerland and Tokyo.
Catalano said that consumer-driven health plans, such as the CIGNA Choice
Fund HSA, can produce long-term savings by getting employees more engaged in
their health care decisions.

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(AIG) that comprise AIG's domestic life operations.

American International Group, Inc. AIG's growing
global consumer finance business is led in the United States by
American General Finance. AIG also has one of the largest U.S. The replay will be available through April 15 , 2005.

CIGNA HealthCare, headquartered in Bloomfield, Connecticut, provides
medical benefits through managed care and indemnity health care plans, dental
coverage, behavioral health coverage , and pharmacy benefits.

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Spouse, domestic partner and
children's coverage is included as an option on most plans,
with child coverage beginning at live birth;

Group Accidental Death + Dismemberment - Available bundled
with a term life plan or as a voluntary standalone product for
groups of 10-plus insureds.AIGemployeebenefits. AIG American General is the marketing name for the
insurance company subsidiaries of American International Group, Inc. McPike, senior vice president and chief financial officer,
J.

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Vision plans also include
reimbursement for non-network provider services, and benefits
that apply to any brand of frame (including prescription
sunglasses) or contact lens. AIG's global
businesses also include retirement services, financial services and
asset management.

About StanCorp Financial Group, Inc . To help introduce employees to these new plans,
CIGNA HealthCare offers communication and enrollment assistance to help
employees learn about their benefit choices and get the most out of their
health plan.

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AIGemployeebenefits.
AIG Employee Benefits is the marketing brand under which group
life , accidental death + dismemberment, disability, dental and vision
products are offered by the insurance companies that comprise AIG
American General.

StanCorp Financial Group Inc. to Host an Investor Meeting on February 23 2005

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(AIG) is the world's leading
international insurance and financial services organization, with
operations in more than 130 countries and jurisdictions. Management will
focus on the company's business strategies and financial results and on
current market conditions .
"Small business employers in the area have told us that in addition to the
traditional HMO and PPO products we already have available, they also want the
flexibility, savings and consumer -focused approaches that our HSA offers,"
said Charlie Catalano, General Manager of CIGNA HealthCare in New York and New
Jersey.

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retirement services businesses through AIG SunAmerica and AIG VALIC ,
and is a leader in asset management for the individual and
institutional markets, with specialized investment management
capabilities in equities, fixed income, alternative investments and
real estate.stancorpfinancial. Windows Media
Player(TM) will be required to listen to the webcast.
StanCorp Financial Group, Inc.J. In
addition to the financial offerings of JPMorgan, the plan includes a broad
array of consumer decision support tools that encourage consumers to make
informed decisions about their health care, help them track account balances
online and help them plan for future health care needs.

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AIG Employee Benefits Announces Enhanced Group Benefits Offerings for Small and Middle Market Enterprises

The program includes enhanced
seatbelt and airbag benefits , as well as new childcare and
child education benefits, depending on the group size and
plan;

Group Short-term Disability - Customized short-term disability
benefits package designed to help employees get back to work
as soon as possible;

Group Long -term Disability - A variety of LTD benefits options
are available based on group size, including a choice of
benefit percentage, elimination period, occupation period and
maximum monthly benefits.
Rehabilitation and educational benefits are built into most
plan offerings, with a focus on return to work assistance
programs;

Group Dental - Employees can select a PPO or indemnity plan,
giving them the flexibility to choose any dentist or select a
provider from the expanded AIG National Dental Network(SM).

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Coverage may not be available in all jurisdictions.7 million employees, as of December 31, 2004. "We are pleased to add this new option to our existing portfolio of
products for the employer with 51-200 employees as they're selecting their
benefit offerings for the coming year.

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The Network includes dentists at more than 59,000 locations;
and

Group Vision - The EyeMed Network provides access to over
25,000 independent and retail providers nationwide, including
all LensCrafters(R) locations.

For more information on the new group benefits offerings from AIG
Employee Benefits, and a list of states where the products are
available, please visit www. Please see
the policy for a complete description of its scope and limitations of
coverage. AIG member
companies serve commercial, institutional and individual customers
through the most extensive worldwide property-casualty and life
insurance networks of any insurer. PORTLAND, Ore. Gregory Ness, senior vice president, Employee Benefits Insurance, and
Kim W.

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m.

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"

Highlights of the new programs include(a):

Group Life - Maximum issue amounts of up to five times the
employee's salary are available. Communications support includes
e-campaigns, website copy and articles that focus on the
importance of supplemental benefits programs;

-- Medical Underwriting Tracking System - An innovative web-based
system that streamlines the underwriting process and offers
several features that benefit employers, including automated
delivery of weekly status reports on coverage applications and
enhanced reporting capabilities for agents, brokers and
employees;

-- Online Support - Employers and employees will gain
password-protected access to www."
The CIGNA Choice Fund HSA combines a tax-advantaged savings account with a
high-deductible health plan and financial management features, such as a debit
card and checkbook from JPMorgan, all in an integrated benefits plan.

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Regular occupation and progressive
partial disability protection is also available. The CIGNA Choice Fund HSA had previously only been available to
employers with more than 200 employees.

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"Our
goal with these new offerings is to bring the products and services
typically reserved for large national accounts to small and middle
market companies, who typically do not have the same resources as
Fortune 500 companies. AIG's financial services businesses include aircraft
leasing, financial products, trading and market making. Eastern time. In addition, a webcast
replay will be available starting approximately two hours after the original
broadcast.

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By working with a client's insurance broker and
human resources personnel to design a benefits program that is cost
effective, easy to implement and meets their specific needs, we can
help companies make a real difference in their employees' lives.com
where they can find policy forms, product information , network
provider listings and view recent premium statements;

-- Language Line - With Language Line, non-English speaking
employees' questions regarding their employee benefits are
addressed in their native tongue via a toll-free phone call;
and

-- Instant Access Accounts - Special interest-bearing checking
accounts are available for beneficiaries, making access to the
benefit much easier for those who have suffered a loss. ("StanCorp") (NYSE: SFG) announced today it will host an investor meeting
on Wednesday, February 23, 2005 at 9:00 a.
StanCorp's subsidiaries serve customers nationwide with group and individual
disability insurance and retirement products, and group life and dental
insurance, with more than 29,500 group insurance policies in force covering
about 6 .com. Products and services are provided by these operating subsidiaries
and not by CIGNA Corporation .

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"The small and middle market enterprise has traditionally been
under-serviced by group benefits providers," said Steve Gold,
President and Chief Executive Officer, AIG Employee Benefits. Discounts for LASIK and PRK
surgeries are also available.

To further address the needs of small - and medium-sized employers
and support the new coverages, AIG Employee Benefits' initiative
includes enhanced technology and service offerings to assist employers
with day-to-day administration of the programs. These services
include:

-- Dedicated Client Service Teams - Seasoned employee benefits
advisors can work closely with employers who have group plans
covering more than 100 lives to provide proactive support and
simplify plan renewals;

-- Personalized Marketing Support - AIG Employee Benefits can
provide custom marketing materials, at an additional cost, to
employers to help drive awareness of and enrollment in the new
benefits programs.stancorpfinancial., March 22, 2005 -- CIGNA
HealthCare today announced that it is expanding the availability of its
popular consumer-driven CIGNA Choice Fund(SM) Health Savings Account (HSA)
plan to businesses with 51-200 employees in the New York and New Jersey
markets.

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Insurance
is underwritten by member companies of American International Group,
Inc., StanCorp Financial Group,
Inc. To listen to the live
webcast , logon to http://www.

CIGNA HealthCare Expands Health Savings Accounts in New Jersey and New York

"CIGNA" or "CIGNA
HealthCare" refers to various operating subsidiaries of CIGNA Corporation
(NYSE: CI).

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