John Hancock 2005 Bank Variable Annuity Sales Hit Record $1.0B -- Up 106% Over 2004

About Manulife Financial and John Hancock
John Hancock is a unit of Manulife Financial Corporation, a leading
Canadian-based financial services group serving millions of customers in 19
countries and territories worldwide . Founded in
1862, John Hancock Financial Services and its subsidiaries today offer a broad
range of financial products and services, including whole, term, variable, and
universal life insurance , as well as college savings products, mutual funds,
fixed and variable annuities, long-term care insurance and various forms of
business insurance. Manulife Financial can be
found on the Internet at http://www.

31st annuities

), a Bloomfield Hills, MI, company with its annuity
service office in Boston, MA.
(Logo: http://www. "The market for this product will grow as the baby
boomers begin to enter their retirement years, and Jefferson Pilot Financial
is pleased to be one of the few insurance carriers addressing this growing
need.)
Jefferson-Pilot Corporation, a holding company (NYSE: JP), is one of the
nation's largest shareholder-owned life insurance companies.jhfunds.

bankers lsw

The John Hancock unit, through its insurance companies, comprises one of
the largest life insurers in the United States. John Hancock offers a broad
range of financial products and services, including universal life insurance,
variable life, term life and whole life, as well as college savings products,
fixed and variable annuities, long-term care insurance, mutual funds, 401(k)
plans and various forms of business insurance. Operating as Manulife Financial in
Canada and most of Asia, and primarily through John Hancock in the United
States, the Company offers clients a diverse range of financial protection
products and wealth management services through its extensive network of
employees, agents and distribution partners.

fondiaria annuities

Jefferson-Pilot Communications
Company owns and operates three network television stations and 18 radio
stations, and produces and syndicates sports programming. BOSTON, John Hancock Patriot Premium
Dividend Fund I (NYSE: PDF), a closed-end fund managed by John Hancock
Advisers , LLC, reported today that net investment income was $2,514,246 for
the third quarter ended June 30 , 2005.01 with total
net assets of $221,506,232* and 15,292,571 common shares outstanding.

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com/cgi -bin/prnh/20040601/JPFLOGO )
A SPIA is an annuity purchased with one premium payment that provides an
immediate guaranteed income stream for the rest of the annuitant's life.
"The Impaired Risk SPIA is exciting because it takes a client's health
condition into account, with the potential for a lower premium or a higher
life payment option. For the comparable period in 2004, net
investment income was $2,507,450. John Hancock offers a broad
range of financial products and services, including whole life, term life,
variable life, and universal life insurance, as well as college savings
products , fixed and variable annuities, long-term care insurance, mutual funds
and various forms of business insurance.

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Funds under management by Manulife Financial and its
subsidiaries were Cdn$372 billion (US$319 billion) as at December 31, 2005. Jefferson Pilot OptiPro also offers premium bonuses and a full
accumulation value death benefit, as well as a market value adjustment during
the respective surrender charge period.

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manulife. Please read the prospectus
carefully prior to investing.
Jefferson Pilot OptiPro is a flexible premium indexed annuity series that
includes JPF Pro 7 and JPF Pro 13, offering seven-year and 13-year surrender
charge periods.

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It is important to understand that Principal Plus For Life is an optional
benefit available with Venture Variable Annuity contracts and cannot be
elected without purchasing the annuity contract.S. GREENSBORO, N.

John Hancock Patriot Premium Dividend Fund I Reports Third Quarter Earnings

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jpfinancial.
* Total net assets include value of preferred shares

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With the first wave of Baby Boomers turning 60 this year -- and beginning
to shift their investment focus from accumulating assets to an emphasis on
payout -- Hancock is uniquely positioned to help banks address their needs. This benefit may not be
appropriate for investors who do not foresee a need for liquidity and whose
primary focus is tax deferral.
Please note that asset allocation may not be appropriate for everyone,
particularly those interested in directing the underlying portfolio options of
their annuity contract on their own.
Both new additions to the popular Jefferson Pilot New Directions indexed
annuity series offer a simplified choice in interest account allocation
between a fixed account with an eight-year rate guarantee and a single indexed
account.
Warren May, Executive Vice President - Marketing and Distribution , said
the Impaired Risk SPIA enables insurance agents to use a client's health
condition to his or her advantage.

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Operating as Manulife Financial in Canada
and Asia, and primarily through John Hancock in the United States, the Company
offers clients a diverse range of financial protection products and wealth
management services through its extensive network of employees, agents and
distribution partners.

* Principal Plus For Life can only be elected at issue and is irrevocable.A.newscom . Both products have a market value adjustment during the
initial fixed rate guarantee period. JPF I-88A Single Premium Deferred Annuity
and JPF I-88B Single Premium Deferred Annuity (Policy Form 94-523 AB, or state
variation) are issued by Jefferson-Pilot Life Insurance Company, Greensboro,
NC and may not be available in all states.
Comparable figures for June 30, 2004 reflect a net asset value per share of
$8.

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See the
prospectus for full details.
Venture Annuities and the optional riders are not available in all states;
product features may vary, subject to state regulation. All withdrawals reduce the death
benefit and optional benefits. JPF I-88A offers a fixed account and a performance-triggered indexed
account, while JPF I-88B offers a fixed account and a two-year point-to-point
indexed account. Additional information about the company can
be found on the website: http://www., a subsidiary of Manulife Financial Corporation.

extends holder

More than 75% percent of new Venture Annuity contracts
elected the Principal Plus For Life option in 2005.johnhancockannuities ."
Jefferson Pilot Insured Income SPIA, Single Premium Immediate Annuity
(Policy Form 94-512 , or state variation) is issued by Jefferson-Pilot Life
Insurance Company, Greensboro, NC.

com. Funds under management by
Manulife Financial and its subsidiaries were Cdn$350 billion (US$290 billion)
as of March 31, 2005.

carriers qualified

com for more information, including a
prospectus that contains complete details on investment objectives, risks,
fees, charges and expenses as well as other information about the investment
company, which should be carefully considered.

Jefferson Pilot Financial Expands Annuity Portfolio

, Jefferson Pilot
Financial, one of the nation's leading providers of universal and variable
universal life insurance and fixed annuities, today announced the introduction
of several new annuity products, including the Jefferson Pilot Impaired Risk
Single Premium Immediate Annuity (SPIA), the Jefferson Pilot OptiPro(SM)
series of indexed annuities, and two additions to the existing Jefferson Pilot
New Directions(SM) series of indexed annuities. Additional
information on Jefferson-Pilot can be found at http://www.
As of June 30, 2005, the net asset value per share was $10.

lsw holder

Manulife Financial can be found on the Internet at
http://www.
"The Jefferson Pilot Impaired Risk SPIA allows our producers to provide
increased lifetime benefits to clients with reduced life expectancies through
the guaranteed income benefit, while both the OptiPro and New Directions
series offer fixed and indexed accounts, providing both producers and their
clients a variety of choices in account allocation," Konen said. Jefferson
Pilot's life insurance and annuity companies , principally Jefferson-Pilot Life
Insurance Company, Jefferson Pilot Financial Insurance Company , and Jefferson
Pilot LifeAmerica Insurance Company, together known as Jefferson Pilot
Financial , offer full lines of individual and group life insurance products as
well as annuity and investment products.

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In addition, withdrawals of taxable amounts
will be subject to ordinary income tax and , if made prior to age 59 1/2, a 10%
IRS penalty tax may apply.

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Manulife Financial Corporation trades as 'MFC' on the TSX, NYSE and PSE, and
under '0945' on the SEHK.

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com.
Venture Annuities are issued and administered by John Hancock Life
Insurance Company (U. Venture Combination Fixed and Variable
Annuities are distributed by John Hancock Distributors LLC, member NASD. Annuities are not insured by the FDIC or any other
agency and are subject to investment risks, including the possible loss of
principal. The
Jefferson Pilot Impaired Risk SPIA is available to provide increased income to
clients whose medical conditions reduce their life expectancy.
John Hancock Funds is a wholly owned subsidiary of John Hancock Financial
Services, Inc.

expense investors

The guarantee is backed
by the claims paying ability of the issuer. Before considering this benefit, please make
sure the annuity is suitable for your investment goals and personal
circumstances. Utilizing a client's assets to provide them with a
lifetime income stream at retirement has been largely overlooked in the
industry ," May said.com
The John Hancock unit, through its insurance companies, comprises one of
the largest life insurers in the United States.

annuities merged

Contact your financial consultant or visit
http: //www.
John Hancock Funds, a premier investment management company, managed more
than $30. Manulife Financial Corporation trades as 'MFC' on the
TSX, NYSE and PSE, and under '0945' on the SEHK.

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Withdrawal charges apply to withdrawals taken in excess of the free withdrawal
amount during the surrender charge period.

com .76, total net assets of $201,911,350* and 15,235,361 common shares
outstanding.6 billion in open-end funds, closed-end funds, private accounts,
retirement plans and related party assets for individual and institutional
investors as of March 31, 2005.manulife .

contiguous subsidiary

Becomes 4th Largest Seller of VAs Through Banks

Strong Product and Superior Sales Support, Service Drive Growth

BOSTON, without
annuitization. Variable annuities are
not FDIC insured, are long-term contracts designed for retirement purposes and
are subject to investment risk, including the possible loss of principal.

supplemental carriers

The prospectus contains this and other
information on the product and the underlying portfolios.

Asset allocation does not ensure a profit or protection against loss.
Annuities are not deposits or obligations of, or guaranteed by, any bank or
financial institution.

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The rider guarantees not only return of principal, but allows
clients to lock in market gains with step-up opportunities, creating more
retirement income.
"We plan to continue to offer banks a combination of innovative, simplified
products and services that is unsurpassed in the industry," Nicholas says.
Restrictions, additional fees and limitations apply.

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C.
Mark Konen, Executive Vice President-Life and Annuity Manufacturing, said
the latest offerings build on Jefferson Pilot Financial's current successful
Indexed Annuity product line, providing insurance agents and their clients
with a broad range of choices in today's competitive annuity marketplace . Jefferson Pilot OptiPro Flexible
Premium Deferred Annuities (Policy Forms 04-604 and 04-605, or state
variations) are issued by Jefferson-Pilot Life Insurance Company, Greensboro,
NC and may not be available in all states. (Indexed annuities may be referred
to as "equity indexed annuities " in certain states.
John Hancock is a unit of Manulife Financial Corporation, a leading
Canadian -based financial services group serving millions of customers in 19
countries and territories worldwide .