Farmers Insurance Group of Companies(R) is the nation's
third-largest Personal Lines Property + Casualty insurance group., through its subsidiary companies, is a
leading provider of medical professional liability insurance for
physicians, dentists and other healthcare providers, and a provider of
insurance management services to other insurance carriers.

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Actual savings may be as high as 20% and will vary depending on the
customer 's location. Thorpe, Executive Vice President and Chief Financial Officer, will
host the call and will take appropriate questions as time permits on
an interactive basis from the Company's analysts and investors., Eastern Time, Tuesday, May 10, 2005, via e-mail to ir@fpic.

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m., Eastern
Time, Tuesday , May 10, 2005 and ending at 11:59 p.

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----FPIC
Insurance Group, Inc.com.

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Effective April 1, 2005, Farmers ' customers
in Colorado will see a rate decrease that will average 3.
The conference call will also be broadcast live over the Internet
in a listen-only format via the Company's corporate website at
http://www.

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Business Editors/Insurance Writers

JACKSONVILLE, Fla. To access the telephone replay, dial
888-286-8010 (USA) or 617-801-6888 (International) and use the access
code 49958778.

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"This gives us one of the highest home/auto discounts in the
industry," said Rion Groves , Farmers' Colorado State Executive
Director.

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, Eastern Time, Tuesday, May 10, 2005
on the Company 's website.

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2% percent. (the "Company") (Nasdaq:FPIC) announced today
that it would report its first quarter 2005 earnings after the market
closes on Monday, May 9, 2005.fpic.

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Headquartered in Los Angeles and doing business in 41 states, the
insurers comprising the Farmers Insurance Group of Companies provide
Homeowners, Auto, Business, Life insurance and financial services to
more than 10 million households through 17,000 exclusive and
independent agents and district managers.

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Business Editors/Automotive Writers

DENVER----Farmers Insurance Group of
Companies announced today it will lower rates for its auto customers
in the state of Colorado.

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farmers. John R.m.

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The Company will also host a conference call at 11:00 a.
FPIC Insurance Group, Inc.

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,
Eastern Time, Tuesday, May 10, 2005 to review its first quarter 2005
results.

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FPIC Insurance Group Inc. Announces First Quarter 2005 Earnings Conference Call

Byers, President and Chief Executive Officer, and Kim
D.com.
Questions can be submitted in advance of the call until 10:00
a.

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To access the call from the Company's home page,
click on "Investor Relations" and a conference call link will be
provided to connect listeners to the call.

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For more information about
Farmers, visit our Web site at www., Eastern Time,
Thursday, May 12, 2005.

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"We want our multi-policy households to receive the benefits
of allowing Farmers Insurance to meet all of their insurance needs,"
added Groves.
Farmers insures over 470,000 autos in Colorado and is the state's
2nd largest auto insurer.m.

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For individuals unable to participate in the conference call, a
telephone replay will be available beginning at 1:00 p.

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Farmers Files for Lower Auto Rates for Colorado Customers

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In addition to the proposed rate decrease, Farmers has also
decided to increase the Auto/Home Discount from 10% to 12% and the
Auto /Home/Life Discount is increasing from 13% to 17%. To
access the conference call, dial 800-237-9752 (USA) or 617-847-8706
(International) and use the access code 96106761. A replay of the conference call webcast will also be
available beginning at 1:00 p.

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The Company will also provide a link on the "Investor Relations" page
of its corporate website where questions can be submitted.