He will be responsible for
servicing Kelter-Alliant's existing clientele, as well as growing its Employee
Benefit practice by building a dedicated team of professionals in its
Birmingham office. In this role, he will
manage all aspects of sales and distribution for the companies' commercial and
personal lines operations in Maryland, Virginia, North Carolina , South
Carolina and Pennsylvania, further developing the companies' presence in these
areas.

conducts farmers

, Kelter-Alliant, one of the
nation's premier specialty insurance agencies, has announced the appointment
of Ted Maitland as Vice-President of its Employee Benefits Service.
Citizens and Hanover Insurance Companies together are ranked among the top
35 property and casualty insurers in the country and are subsidiaries of
Allmerica Financial Corporation (NYSE: AFC), a Fortune 500 company.com


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JACKSONVILLE, Fla. Fidelity currently offers flood insurance in all 50
states, the District of Columbia and Puerto Rico.S.
McDonough holds a bachelor's degree in economics and business management
from Ramapo College in Mahwah, New Jersey.

annuity conducts

Doug's extensive experience in
underwriting , marketing and distribution management, coupled with his
knowledge of the region, better position us to deliver the world class
products and services our agents and their customers in the region need and
deserve," said Robin A.

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FNF is the nation's largest title
insurance company, with nearly 32 percent national market share, and is also a
provider of other specialty insurance products, including flood insurance,
homeowners insurance and home warranty insurance.

conducts producers

(NYSE: FNF), a Fortune 500 provider of products and outsourced
services and solutions to financial institutions and the real estate industry ,
and its Fidelity National Property and Casualty Insurance Division
("Fidelity") announced that Fidelity was awarded the National Flood Insurance
Program's (NFIP) Administrator's Club Award in recognition of its contribution
to new policy growth of the NFIP during Fiscal Year 2004. financial institutions, and
it has clients in more than 50 countries who rely on its processing and
outsourcing products and services.

Citizens and Hanover Insurance Companies Name Douglas H. McDonough Regional President

McDonough
also was responsible for distribution management and operations for all other
business units in the region. Peckham
(508) 855-3457 (508) 855-4460
tpeckham@allmerica .

49 producers

The Alliant Group was ranked 4th largest independent insurance
broker globally in revenue by Insurance Journal. He will be based out of the
company's Richmond office.

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Paul Travelers, where he
served for the last year as vice president and regional executive of the
company's commercial lines operations for the Mid Atlantic region.

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Through its majority-owned
subsidiary Fidelity National Information Services, Inc.

supplemental conducts


In addition, Fidelity was awarded the Administrator's Quill Award in
recognition of its highest percentage of overall growth in policy count among
the largest Write Your Own companies . ("FIS"), the Company
is a leading provider of technology solutions, processing services and
information services to the financial services and real estate industries.S. More information
about the FNF family of companies can be found at http://www. These
forward-looking statements are subject to known and unknown risks,
uncertainties and other factors that may cause actual results, performance or
achievements of the Company to be different from those expressed or implied
above. McDonough , please contact
Todd Peckham using the e-mail address or telephone number below.

fidelity dearborn

Fidelity National Property and Casualty Insurance Company Recognized for Excellence in Flood Insurance by the National Flood Insurance Program for the Second C



About Fidelity National Financial
Fidelity National Financial, Inc. BIRMINGHAM, Mich. WORCESTER, Mass., Citizens and Hanover
Insurance Companies have named Douglas H.

CONTACTS:
Investors: Media:
Sujata Mutalik Todd M.

liability producers

McDonough regional president of its
emerging Mid Atlantic region, effective immediately.

colony 1912

fidelity federated

S.com and
http://www. Offering its clients a wide range of property , casualty
and benefit products, Kelter-Alliant is a nationally known provider of
insurance and risk management services to the real estate industry, serving
developers, property managers, owners and contractors. Nicks, president of Citizens and Hanover Insurance
Companies' Southern region.

guaranty consists

residential mortgages,
it has processing and technology relationships with 45 of the top 50 U.S.fidelityinfoservices .

This press release contains statements related to future events and
expectations and , as such, constitutes forward-looking statements. "His success combined with his
depth and range of experience makes him especially capable of assisting our
clients.
Headquartered in Birmingham , Michigan with offices in Chicago and now
Philadelphia, Kelter-Alliant, founded in 1930, joined the Alliant group of
companies in 2002.

carrier proceed


FIS' software processes nearly 50 percent of all U.
Worcester , Massachusetts-based The Hanover Insurance Company, founded in 1852,
and Howell, Michigan-based Citizens Insurance Company of America, founded in
1915, offer a range of property and casualty insurance coverages to
individuals, families and businesses through a network of independent agents.

colony carrier

, Fidelity National
Financial, Inc. Through a recent
acquisition, Fidelity has become the only Write Your Own Flood carrier that
serves the independent insurance agents with its own processing without the
use of an outside vendor., number 261 on the Fortune 500, is a
provider of products and outsourced services and solutions to financial
institutions and the real estate industry.
Kelter-Alliant, of Birmingham , Chicago, and Philadelphia, is one of the
fastest growing specialty insurance brokers, doubling its revenues in the last
two years."
Maitland lives in Beverly Hills, Michigan. Kelter-Alliant also offers
insurance to clients in the hospitality, food processing, and manufacturing
sectors .
Kelter-Alliant is a division of the Alliant Resources Group, an integrated
national distributor of insurance and financial services, reaching a broad
base of middle market clients through a growing network of operating
companies.

proceed fidelity


Fidelity is the largest Write Your Own carrier in the country serving the
independent agency force. "We're very pleased to have Doug as part of our
team. Prior to this
time, he held senior management positions with United States Fidelity +
Guaranty Company (USF+G), the Home Insurance Company and The Hartford Group.
Note to editors: For a photograph of Douglas H.

consists federated


In addition to offering flood insurance, through its three primary
carriers , Fidelity National Insurance Company, Fidelity National Property and
Casualty Insurance Company and Fidelity National Indemnity Insurance Company,
Fidelity also offers independent agents a broad array of personal line
products including homeowners, renters, condominium, automobile, dwelling
fire , boat and umbrella in many states. The risks and uncertainties which forward-looking
statements are subject to include, but are not limited to, the effect of
governmental regulations, the economy , competition and other risks detailed
from time to time in the "Management's Discussion and Analysis " section of the
Company's Form 10-K and other reports and filings with the Securities and
Exchange Commission.
"This newly-defined territory within our Southern region presents
tremendous opportunity for our organization.

federated annuity

Kelter-Alliant is also
a recognized leader in lawyers' professional liability coverage, offering
innovative solutions for midsize and large law firms throughout the United
States through its trademark ProQuest facility.
From 1998 to early 2004, McDonough was the regional executive for the St.
Paul Companies' middle market business, responsible for distribution
management and operations of the company's Mid Atlantic region.

conducts federated

FIS offers information
services, including property data and real estate-related services that are
used by lenders, mortgage investors and real estate professionals to complete
residential real estate transactions throughout the U. The Company expressly disclaims any duty to update or revise forward-
looking statements.

annuity holder

FIS also provides customized business
process outsourcing related to aspects of the origination and management of
mortgage loans to national lenders and servicers.com .

Kelter-Alliant Insurance Services Inc. Appoints New Vice -President of Employee Benefits Practice

guaranty federated

fnf.



Maitland joins the firm with experience managing national accounts for
group health and welfare plans, as well as retirement plans for small ,
midsize, and large institutional employers.
"Ted's range of experience in the employee benefit area makes him the
perfect complement for the rest of our professional insurance staff," said
Michael Kelter, president of Kelter-Alliant.


"
McDonough comes to Citizens and Hanover from St.

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banks and more than 2,800 small and mid-sized U.

guaranty holder

He is married with 3 children.

password 1912

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