His role also will include representing claims with large group clients, as
well as managing the claims and reporting services provided by our reinsurance
partners. This role encompasses all pricing, valuation
and risk assessment strategies , including reinsurance oversight for Fort
Dearborn Life Insurance Company and Colorado Bankers Life Insurance Company.

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He was most recently regional vice
president of Hartford Life Insurance Company ."
As chief actuary, Wiseman will be responsible for the actuarial functions
for all lines of business of the life and subsidiary operations division of
Health Care Service Corporation. Fort Dearborn Life is rated "A+"
(Superior) by the A. Best Company, effective June 20, 2005, and is rated "A"
(Strong) by Standard and Poor's for financial strength in its most recent
report.

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M. He
was most recently principal for Enhanced Asset Resources, specializing in
insurance company investment arrangements and was vice president and
consulting actuary for Actuarial Strategies, Inc.

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"In his integral role as part of our growth
strategy, Jim will provide the leadership and vision necessary to enhance the
performance of Fort Dearborn Life.

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CHICAGO, Fort Dearborn Life Insurance Company , a
subsidiary of Health Care Service Corporation (HCSC), a Mutual Legal Reserve
Company, today announced the appointment of Gary Casement as director of
claims for group operations.
"Gary has a wealth of experience in claims management and large group
customer service, and he will provide Fort Dearborn Life with the leadership
and direction necessary to keep our customer satisfaction at the highest
possible level," said Leah Bytheway, vice president of group administration at
Fort Dearborn Life. Best Company, effective June 20, 2005 and is rated "A"
(Strong) by Standard and Poor 's for financial strength in its most recent
report. Fort Dearborn Life has more than $1.

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Previously , he served as vice
president of AMERIGROUP Corporation, director at UniCare and regional vice
president at First Health. Fort Dearborn Life markets
group life, short- and long-term disability, group dental and individual
annuity programs.

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With more than 35 years experience, Fort Dearborn Life is among the
country's leading providers of employee benefits. Fort Dearborn Life is rated "A+"
(Superior) by A.

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Wiseman has more than 13 years of experience in the insurance industry .

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Fort Dearborn Life markets
group life, short- and long-term disability, group dental and individual
annuity programs.

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"
As director of claims, Casement will oversee all life, disability and
waiver claims activities at Fort Dearborn Life. Fort Dearborn Life has more than $1.
Wiseman received a doctorate in mathematics from Boston University.

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Wiseman as vice president
and chief actuary. Previously , Wiseman served
as vice president and actuary for Fidelity + Guarantee Life and associate
actuary for New York Life.

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Casement received a bachelor of arts degree with honors from Rutgers
University.M.

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Fort Dearborn Life Appoints James A. Wiseman Vice President and Chief Actuary

"We know that the high, attainable goals we have set for ourselves require
a disciplined organizational structure centered on meeting our business
needs," said Larry Newsom, president and chief executive officer of Fort
Dearborn Life Insurance Company. He is
a member of the American Academy of Actuaries and a fellow of the Society of
Actuaries.

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"He will be a tremendous asset to our organization in
terms of managing multiple location claims centers and implementing innovative
programs that build and sustain customer relationships.

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He is a certified facilitator for both the Stephen Covey
Organization and Pinnacle Management Group.

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With more than 35 years experience, Fort Dearborn Life is among the
country's leading providers of employee benefits.

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FDL Names Gary Casement as Director of Claims for Group Operations

CHICAGO, Fort Dearborn Life Insurance Company, a
subsidiary of Health Care Service Corporation (HCSC), a Mutual Legal Reserve
Company, today announced the appointment of James A.

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Casement brings 32 years of claims management and customer service
development to Fort Dearborn Life.6 billion in assets and
$125 billion in life insurance in-force.

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6 billion in assets and
$125 billion in life insurance in-force.

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He will be responsible for
staff, recruiting , performance management, metrics, quality and reporting.

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