Securian Trust Company, N. Read it
carefully before investing.

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Planto Roe Financial Services, San Antonio, (www.m.
Investors should consider an investment's objectives, risks, charges and
expenses carefully before investing.

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Roy M. Burns have presented numerous seminars on
topics related to estate planning , trusts, estates, and taxation.

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massmutual.

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Adams writes two
columns for Trusts + Estates magazine: a bimonthly column entitled
"Wit, Wisdom and the Fiduciary Professions" and a quarterly column on
tax fundamentals called "Back-To-School.
Past performance does not guarantee future results.M.

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Business Editors

SAN ANTONIO----Lawyers and
accountants in the San Antonio area may attend at no charge a
nationally broadcast web seminar on estate planning.
Adams is senior chairman of the trusts and estates practice group at
Sonnenschein Nath.

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"Mathematics and Economics for Estate Planners" is cosponsored by
Securian Trust Company, St. Seating is limited; call Jacquelyn Gabriel, Planto Roe
Financial Services, at 210-477-7161 by Wednesday, May 4 to make a
reservation . Burns is a partner of Rider Bennett law firm and chair of
its trusts and estates department., St .

MassMutual Retirement Services Earns Top 401(k) Industry Rankings

SPRINGFIELD, Mass.com.

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Assets under
management include assets and certain external investment funds managed by
MassMutual subsidiaries .

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Attorneys and accountants who
attend the free seminar will receive continuing education credits . Adams and Ann B.

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In the seminar, Adams and Burns will explain how the economic
environment affects the use of a variety of estate-planning
techniques, including taxation, gifts, marital deductions , and credit
for previously-taxed property. Paul, MN, a subsidiary of
Securian Financial Group , (www.securian.com) serves individuals and
employers nationwide with personal trust and retirement services
through a network of 1,400 registered representatives and retirement
consultants.
Securities offered through registered representatives of MML Investors
Services, Inc. MassMutual is on the Internet at
http://www.

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Adams of the
Sonnenschein Nath + Rosenthal law firm, Chicago , and Ann B. Paul, MN, the Salvation Army's Estate and
Charitable Gift Planning Institute, and Cannon Financial Institute.A.; MML Investors
Services, Inc.

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The MassMutual Financial Group is a marketing designation (or fleet name)
for Massachusetts Mutual Life Insurance Company (of which MMRS is a division )
and its affiliates, which include: OppenheimerFunds, Inc.

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plantoroe. Burns was named a "Super
Lawyer " and a "Top 50 Woman Super Lawyer" by Minnesota Law + Politics,
and was recently nominated by her peers as the Number One Estate
Planning Attorney in Minnesota., 1295 State Street, Springfield, MA 01111.

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to
2:00 p.m. She also is a certified public
accountant (inactive)., is a global,
growth -oriented, diversified financial services organization providing life
insurance, annuities, disability income insurance, long-term care insurance,
retirement planning products, structured settlement annuities , trust services,
money management, and other financial products and services.

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Planto Roe Financial Offers Estate Planning Seminar for Local Lawyers Accountants

The seminar
offers updates on tax law as well as estate planning strategies that
make economic sense for clients. He also is an adjunct professor of estate planning
and taxation at Northwestern University School of Law and a fellow of
the American College of Trusts and Estates Counsel."
Ann B.

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The event, which includes lunch, will be held at Planto Roe
Financial Services in San Antonio Friday, May 13, from 11:30 a .

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; The MassMutual Trust Company, FSB; Antares Capital
Corporation; MML Bay State Life Insurance Company; C.

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com) is
hosting the local viewing of the webcast conducted by
nationally-renowned estate planning experts Roy M. Life Insurance
Company; and MassMutual International, Inc.

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Burns of
the Rider Bennett law firm, Minneapolis.; Babson Capital
Management LLC; Cornerstone Real Estate Advisers, Inc.

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She also is a fellow in the
American College of Trust and Estate Counsel and has been listed in
Best Lawyers in America for several years. For this and other information on any of
the investment options considered in these rankings, see a fact sheet or the
applicable prospectus available upon request at 1-877-474-5016.