According to Mintel's Comperemedia, a media monitoring
resource, companies such as Bank of America and Bank One increased efforts
in Hispanic marketing last year with major campaigns . banks," said
Carrie Merritt, senior financial analyst for Mintel.com.

financial check

For more information on Mintel , please
visit their Web site at www.

com .

check equipment

The
remittances to Mexico were up 23.S. Nearly 50 percent of all U.

processing directory


Almost half of Hispanic adults do not own
checking accounts, according to a recent report on Hispanics and Finance
from Mintel International Group. According to Mintel ,
the majority of survey respondents without checking accounts cite lack of
money, trust, and documentation as key obstacles. The organization was rapidly outgrowing its technology
systems; and because of the acquisitions, different systems were in place at
the different banks.

abbycon remittance

5 billion sent to Mexico alone in the first nine months of 2004.mintel. "As long as change was inevitable, we
searched for one technology partner that could offer us a broad range of
integrated solutions. We are committed to providing total financial solutions that
translate into efficiencies and cost savings for our clients and superior
service for the customers they serve. More information about FNF can be
found at http://www.

holding directories

This provides an excellent opportunity for financial
institutions to explore more initiatives within this rapidly growing
market.
Texas United Bancshares, Inc. In
addition , State Bank operates 11 loan production offices and five limited
service branches located in Houston , San Antonio and Austin, Texas.

advertising business



"The Hispanic community is a major untapped market for U.

"There is a key communications avenue available to increase trust and
develop stronger relationships within this segment, specifically by
increasing the availability of bilingual marketing materials and services,
" Merritt said. For more than 30 years, Mintel has provided key insight into
leading global trends.


specifically directory

Still,
HORIZON's open architecture gives us the flexibility to add third -party
applications if we wish.com .

mortgages specifically



In addition to competing with remittance companies, check cashiers and
payday lenders also provide strong competition for the Hispanic dollar,
specifically for lower-income families."

About Mintel

Mintel is a worldwide leader of competitive media , product and consumer
intelligence.S. GNB Financial is headquartered in Gainesville, Texas with seven
full-service banking centers located in Cooke, Denton and Ellis counties,
north and south of the Dallas-Fort Worth metroplex.

banking membership

"

One of the biggest avenues for growth in financial institutions stems from
the remittance and wire service industry, which is currently dominated by
well-established companies such as Western Union and MoneyGram. "Mintel's analysis shows that U. The risks and uncertainties which forward-looking
statements are subject to include, but are not limited to, the effect of
governmental regulations, the economy, competition and other risks detailed
from time to time in the "Management 's Discussion and Analysis" section of the
Company's Form 10-K and other reports and filings with the Securities and
Exchange Commission.

accounting business

In
2004, several banking institutions began to target the Hispanic community
more heavily. "The average
disposable income for the Hispanic market increased by almost 48% between
2000 and 2003.

vendors equipment

With more than $414. (Nasdaq: TXUI) to deliver comprehensive information
technology solutions including core processing, check imaging, online banking,
EFT , business intelligence and other related applications. Texas United
Bancshares, a $1. We found that FIS' HORIZON core processing solution
incorporates virtually every process needed to operate our banks, and it's
fully integrated with ImageCentre, a browser-based solution we chose for check
processing , document and remittance imaging, and electronic archival. FIS has processing
and technology relationships with 35 of the top 50 global banks, including
nine of the top ten.

processing vendors

Many Hispanics also
substitute checking accounts by paying with cash and money orders. residential mortgages are
processed using FIS software.

insurance financial

More than
$30. Don Stricklin,
the holding company's president.
(NYSE: FNF), number 261 on the Fortune 500. State Bank is headquartered in La Grange, Texas
with twenty-four full -service banking centers located in central and south
central Texas.

insurance membership

financial mortgages

, many financial
institutions are increasing their advertising and marketing budgets.fidelityinfoservices.
FIS is a majority -owned subsidiary of Fidelity National Financial, Inc.

insurance services

, and Gateway National Bank, all of which offer a complete
range of banking services.

consultants specifically

2 billion in buying
power reported in 2003, the Hispanic community provides strong
opportunities for economic development and growth."

About Fidelity National Information Services, Inc. For more
information on Fidelity National Information Services , please visit
http://www. is a registered financial holding company
listed on the NASDAQ National Market under the symbol "TXUI." Texas United
operates through three wholly-owned subsidiary banks , State Bank, GNB
Financial, n.a.

business banks

S.-born Hispanics are
actually more likely to distrust banks than foreign-born Hispanics., Fidelity National
Information Services (NYSE: FIS) today announced an agreement with Texas
United Bancshares, Inc.
"It was clearly time to look for new alternatives," said L.

This press release contains statements related to future events and
expectations and , as such, constitutes forward-looking statements.

mortgages services

7 billion holding company (on a pro forma basis as of
2/15/06, which includes the recent acquisition of The Express Bank of Texas
and the pending acquisition of Northwest Bancshares, Inc. Headquartered in Jacksonville, Florida, FIS
maintains a strong global presence, serving over 7,800 financial institutions
and over 100,000 retailers in more than 60 countries worldwide.

directories vendors

), operates through
three wholly-owned subsidiary banks in Texas including State Bank of La
Grange, GNB Financial of Gainesville and Gateway National Bank of Dallas."
HORIZON automatically moves debits and credits from all channels through
the posting process, resolves the transaction and processes it through to the
back office for final reconciliation and reporting .
"For years, bankers have been telling us that they want to deal with one
provider for all their financial technology solutions," said Jim Susoreny,
executive vice president for FIS' Integrated Financial Solutions division.
"Based on this input, our product development and acquisition strategies have
never wavered.
Fidelity National Information Services, Inc. Gateway National Bank is
headquartered in Dallas, Texas with six Dallas area banking centers.

banks insurance

1 billion in remittances were sent to Latin America last year, with
$12.8% in comparison to the same 2003 time
frame. Both Bank of America and Citigroup are among the financial
institutions that have expanded their competitive efforts in the remittance
arena.

Texas United Bancshares Selects Fidelity National Information Services ' HORIZON(TM) and ImageCentre(TM) Solutions

(NYSE: FIS) is a leading
provider of core processing for financial institutions; card issuer and
transaction processing services; mortgage loan processing and mortgage-related
information products; and outsourcing services to financial institutions,
retailers , mortgage lenders and real estate professionals.

About Texas United Bancshares, Inc. The Company expressly disclaims any duty to update or revise forward-
looking statements.

equipment specifically

PRESS RELEASE U.S. Financial Institutions Banking on the Untapped Hispanic Market

This
is in contrast to the claims of some sociologists that foreign-born
Hispanics are less likely to trust banking institutions , particularly
because of the lack of such institutions in their home countries. With offices in Chicago, London, Belfast and
Sydney, Mintel's innovative product line provides unique data that has a
direct impact on client success. Holding Company Sought a Single Source for Complete Technology Solutions
Including Core Processing, Check Imaging, Online Banking, EFT and More

JACKSONVILLE , Fla. In addition to HORIZON and
ImageCentre, Texas United Bancshares also opted for Executive Access for
General Ledger(TM), a business intelligence tool that allows bankers to view
the organization from the top down and analyze performance in multiple ways;
TellerPro(TM), a front-end solution that provides easy access to all customer,
account and transaction information within HORIZON; integrated Deposit
Origination(TM), the new account platform that incorporates fully compliant
forms from Banker Systems; ACquire(TM) enterprise report management that turns
data in system-generated reports into usable information that can be dispersed
throughout the enterprise; ALLView(TM) document imaging , which allows users to
view account- and customer-specific documents at the workstation; FIS' online
banking solution, a comprehensive and fully integrated electronic banking
solution that allows retail and commercial customers to select the features
that fit their unique needs; EFT services that offer ATM and debit card access
to regional, national and international ATM and point-of-sale networks; and
FIS' integrated card management services that will help the banks manage their
growing card portfolios.fnf.

holding institutions



Since Hispanics are the largest minority group in the U.S.

firms financial


The holding company has grown dramatically over the past decade through
merger, acquisition and branch expansion , with future plans calling for even
greater growth. These
forward-looking statements are subject to known and unknown risks,
uncertainties and other factors that may cause actual results, performance or
achievements of the Company to be different from those expressed or implied
above.

dealing institutions

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