will operate from the Retail Collections
Services, Inc. The company undertakes no obligation to
update forward -looking statements to reflect subsequently occurring events
or circumstances.
Commenting at the launch of Collect SM, Liam Hand, director of Credit
Operations, Bank of Ireland, said: "The effectiveness of the collection
function within a financial organization can make a significant impact to its
overall profitability. Collect SM
uses tried and tested decisioning and workflow technologies to great effect
and will enable organizations to meet these new challenges. Experian-Scorex works closely with clients
across diverse industries, including financial services, telecommunications,
retail, leasing, automotive insurance and utilities.

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The
organization is able to process its collection cases on a day-to-day basis,
supported by sophisticated decisioning that ensures that the actions taken are
the most appropriate depending on the customer's circumstances.
"Organizations need to deploy advanced methods to ensure their collection
departments maximize their performance.experian. RouteOne
provides an efficient process by which auto dealers are able to process credit
applications to their captive finance companies as well as other finance
sources and lending institutions, all from a single desktop.

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If you are able to
make the collections function strategically effective, operationally efficient
and customer orientated, you will add significant value, both in terms of
profit and customer service.com
Experian-Scorex is an Experian company. AUBURN HILLS, Mich. Wilson
streamlines the process by capturing all live, phone or internet prospects or
repeat customers and managing them through a proven identity
authentication/tracking/selling/retention system that includes
Security /Compliance (including Fraud Prevention and all State + Federal
regulations such as USA Patriot Act , FACT Act, Privacy Act, State Repeat
Offender, National Do Not Call Registry and GLB), Financing , eContracting and
Customer Retention utilities.

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, a Houston-based debt recovery company, which will retain a
30% ownership in the subsidiary."
This press release can be downloaded from http: //www.com. "Our partnership with Wilson proves our commitment to our dealer
customers.us .

receivable revenue

It's important to be able to understand the reasons
why a customer is in trouble and then react accordingly .

About Wilson Technologies
Established in June, 2000, Wilson Technologies was formed to improve the
efficiency and accuracy of processing customers at auto dealerships.wilsontechnologies .

k2 effectiveness

Reward Enterprises (OTC BB: RWRD), a
diversified financial services company specializing in sub-prime consumer
lending, announced today that its Consumer's Choice Financial Services unit
has launched a subsidiary to operate a consumer debt recovery business. Mr. office facilities located in Stafford, Texas and will
utilize their existing communication systems, software, personnel and
expertise.,
RouteOne LLC and Wilson Technologies (Wilson) have announced their partnership
to integrate the RouteOne credit application management system with the Wilson
dealership management system (DMS)., of the
Suburban Collection. More information is
available at http://www.

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By integrating predictive analytics, decision support
technologies and strategy optimization, Experian-Scorex provides solutions
that enrich customer data and allow organizations around the world to
proactively manage their relationships with their clients. More information is available at
http://www.

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com. Should events occur which materially affect any comments
made within this press release, the company will appropriately inform the
public. Used across the
entire customer life cycle, Experian-Scorex ' solutions enable organizations to
manage and control credit risk and fraud, reduce operational costs and
increase overall profitability.
"We know that DSP integration is important to dealers , and we're providing
that integration to the fullest extent possible," said Mike Jurecki, RouteOne
CEO.
"Wilson already provided us with a complete, cost effective solution for
State + Federal legal compliance, CRM, and F+I," said David Fisher Jr.

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PRESS RELEASE Reward Enterprise's Consumers Choice Unit Opens New Operating Unit for Debt Recovery

The new
operations will be managed by Bennet Blow, President of Retail Collections
Services, Inc.

Statements about the company's future expectations, including revenues and
earnings and all other statements in this press release other than
historical facts are "forward-looking statements" within the meaning of
section 27A of the Capital Securities Act of 1933, section 21E of the
Securities Exchange act of 1934, and as the term defined in the Private
Litigation Reform Act of 1995. Collect SM Will Help Mitigate Effects of Rising Delinquencies

COSTA MESA, Calif., and
used by more than 600 clients in over 60 countries, Collect SM provides a
flexible and automated infrastructure supporting the complete collection
process, from pre-delinquency to late collections and write-offs.com
or http://press .

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Its global headquarters are in Nottingham, UK, Monaco, and Costa Mesa, CA,
USA. The joint venture has
developed a web-based system that will enable dealers and all their finance
sources , including banks and other financial institutions, to manage the
credit application and consumer financing process online.

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S.

About Experian-Scorex
Experian-Scorex is a global leader of decision support solutions,
delivering billions of customer decisions annually for clients in more than
60 countries."
Wilson Technologies supplies a closed loop management system to automobile
dealers that provides Showroom/Internet controls, Security and Compliance
(inclusive of all State + Federal requirements), Finance + Insurance
Utilities, eContracting, CRM (Customer Relationship /Retention Management) and
other related Dealer Services in a secure, encrypted database.

remittances treasury

Consumers Solutions, Inc. operation gives Consumers
Solutions the immediate office, personnel and management resources that it
needs to begin operations without the typical start-up delays.

and FARMINGTON HILLS, Mich.

negotiation scoring

experian-scorex. "The added benefit of being able to use this same system
to access RouteOne for credit applications further contributes to the
efficiency of our stores.

Businesses which consult to other businesses on credit and collection issues.

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The new subsidiary will operate as Consumers Solutions, Inc."
Walt Ramsey, president, Experian-Scorex North America, added: "A variety
of pressures, such as market forces, legislation and competition, are forcing
change within the collection function, and the processes to collect debts are
becoming increasingly sophisticated while adapting to that change.com

Contact: Roslyn Whitehurst
Experian Public Relations
714 830 5578
roslyn.

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Consumers Choice is a consumer financial services company with operations
in consumer debt-acquisition and many facets of sub-prime consumer lending.

k2 cornerstone

Our association
with the Retail Collections Services, Inc.

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is a privately owned company
with a staff of approximately 70 collections professionals."

About Consumers Choice Financial Services, Inc. For more information, visit
www. Collect SM allows financial service organizations to adopt a
more strategic and analytical approach to their customer service, collections
and debt recovery processes.experian-scorex.

ginsberg merger

Blow brings considerable experience in
collection operations with over 15 years of industry experience in various
roles.

Jeff Fisher, CEO of Reward Enterprises, stated, "We are excited to announce
the launch of our consumer debt recovery business today. This business is
an important cornerstone for our overall business model. The Company 's actual results could differ
materially from expected results.experian.
RouteOne and Wilson dealers will benefit from automated customer data
processing tools that enable the dealer to pre -populate information on credit
applications, thereby reducing redundant data entry and speeding the customer
handling process.

negotiation lockbox

Retail Collections Services, Inc.consumerschoicefinancialservices.
As part of the Strategy Management suite of solutions in the U.

scoring lockbox

Plans are to
purchase an initial $3,000,000 face-value portfolio and begin working our
programs.

Experian-Scorex Launches Strategic Collections and Debt Recovery Solution in the United Kingdom

whitehurst@experian."

About RouteOne
Established in April, 2002, RouteOne LLC is a joint venture formed by
DaimlerChrysler Services, Ford Motor Credit Company, General Motors Acceptance
Corporation, and Toyota Financial Services to deliver vastly improved
efficiencies in the credit application process for automobile dealers, their
customers and participating finance institutions.com .

credit cornerstone

, Experian-Scorex, the decision
solutions business of global information solutions company Experian(R), has
launched Collect SM , a new collections and debt recovery solution in the
United Kingdom. By understanding the objectives for
the different stages of collections and adopting a strategic approach, an
organization can expect to reduce both losses and costs while improving
overall customer service.

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The plan is
to bring an additional 25 professionals in to work on the Consumers
Solutions operations. For
more information, visit the company's website on http://www.

transaction obtaining

5 billion.
RouteOne is a joint venture created by the financial arms of
DaimlerChrysler, Ford Motor Company, General Motors, and Toyota .

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Based in Houston, Consumers Choice has an aggressive growth and expansion
plan that includes a bank charter for issuing credit cards to targeted
sub-prime consumers.
As part of the global Experian(R) organization, Experian-Scorex maintains
connectivity with over 70 credit bureaus worldwide and, with 30 offices around
the world, it is uniquely qualified to support local, national, regional and
global businesses.

scoring credit

Face-value
collections have averaged $12,000,000 over the past five years . For more information, visit the company's website on
http://www. Experian's 12,000 people support
clients in more than 60 countries and annual sales exceed $2.com

RouteOne to Integrate With Wilson Technologies

routeone.