INAMAR Recreational Marine Insurance is the exclusive source for
the marine insurance products of ACE USA, and one of the world's
leading providers of marine insurance. The ACE Group of
Companies provides insurance and reinsurance for a diverse group of
clients around the world.S. Customers in those stores will have access to Crystal -Pierz
Marine's inventory of over 1,200 boats, giving them much more choice as they
shop for boats .

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ACE USA is the U.-based retail operating division of The ACE
Group of Companies, headed by ACE Limited (NYSE:ACE). (R-FL) and Gene Taylor (D-MS) in a
letter that was delivered to the Members of the Congressional Boating Caucus
this week.S., Gander Mountain Company
(Nasdaq: GMTN), the nation's largest retail network of outdoor lifestyle
stores, and Crystal-Pierz Marine today announced a partnership in which
Crystal-Pierz Marine, the largest volume dealer of Glastron(R), Crestliner (R),
Lund and Bennington boats in the world, will provide its expertise in retail
boat sales to Gander Mountain. Since
1960, the Gander Mountain brand has offered an expanding assortment of
competitively priced outdoor equipment, technical apparel and footwear, as
well as gunsmith, archery, ATV and marine services.
Focused on a "We Live Outdoors(R)" culture, Gander Mountain dedicates itself
to creating outdoor memories.sec.

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This season's 13-part series has already begun airing twice weekly on
OLN at the following times:

Saturdays at 1:00 p.com

INAMAR Recreational Marine insurance is a business unit of ACE
Select Markets.

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Products and services include coverage for recreational
boats and yachts, the ACE Disaster Mortgage Protection(SM) Policy, and
credit card enhancement programs .S. In addition to the Stratos(R) boat line that Gander
Mountain currently sells, the partnership will include Glastron(R) and other
Genmar brands.

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Since 1989, approximately 15,000 vessels have been
loaned through manufacturers and their local dealerships to law enforcement,
fire and rescue , and marine mammal research organizations across America. PAUL, Minn. Crystal-Pierz Marine consultants will train
sales associates in Gander Mountain's stores in Forest Lake, Minn. These statements involve known and
unknown risks, uncertainties and other factors that may cause our actual
results, performance or achievements to be materially different from any
future results, performances or achievements expressed or implied by the
forward-looking statements.

This category is for sites relating to the complete fabrication and manufacture of boats basically made of any type of plastic.

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Additional information on ACE USA and its products
and services can be found at www.A. Certain of these risks and uncertainties are
described in the "Risks and Factors Affecting Current and Future Results"
section of the company 's Annual Report on Form 10-K for fiscal 2004 and other
required reports, as filed with the SEC, which are available at
http://www.

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In addition, INAMAR sponsors the premier international
boat shows held annually in South Florida and the USA Water Ski
Championship series; as well as cooperative advertising endeavors with
its agents in select local and regional publications. 5

This series of episodes will repeat again in the second quarter of
2005.

Congressional Representatives Enhance Public Safety on the Water

The vessels will be
loaned from the manufacturer for a typical period of one year. Technological innovations achieved
in recent years have also resulted in today's PWC being among the most
environmentally friendly motorized vessels on the water. The three-person model is
the most popular, accounting for more than 75% of the retail market., U. "Their
focus and expertise on quality outdoor products creates a great synergy
allowing us to get in front of many potential fishing enthusiasts and boaters.

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Programs are
available to protect the entire spectrum of pleasure yachts and boats
and marine businesses, including luxury mega-yachts and sailboats,
sport fishing boats, ski boats, personal watercraft, high performance
vessels, select charter vessels and yacht clubs, marinas, boat
dealers, and more. ACE USA, through
its underwriting companies, provides insurance products and services
throughout the U.ace-ina. Representative
or contact PWIA at 202 -737-9768. In addition, our associates can learn a great deal
from their experienced staff as we continue our test of selling boats in
Gander Mountain stores.
We at Crystal-Pierz Marine will provide our experience and dedication to
customer service in hopes of sustaining a mutually beneficial and long-term
relationship.

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This, in turn, will assist our agents in generating new
leads and sales, as boat owners become even more familiar with
INAMAR's name and unparalleled 213-year history in the marine
insurance industry.S. There are currently 98 conveniently located
Gander Mountain outdoor lifestyle stores in 18 states.

Crystal Pierz Marine is the largest volume dealer of Glastron, Lund,
Bennington, and Crestliner boats in the world and has 12 locations including
Brainerd , Crystal, St.

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World-renowned marine wildlife
artist, scientist and photographer, Guy Harvey, is the show's creator.GanderMountain.crystalpierz.

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Eastern Time beginning Jan."
The Outdoor Life Network is now available in more than 60 million
homes countrywide and is the leading source for television coverage of
outdoor adventure sports and outdoor leisure activities.INAMARmarine.S. The Congressional PWC Loan Program is an
excellent way to better secure America's waterways with safety and rescue
vessels at little cost to the taxpayer. ST.

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"Besides affording greater visibility
within the national boating community, the OLN advertising offers as
well another opportunity to help educate the boating public about our
products. Representatives Shaw and Taylor are the Co-Chairs of the caucus in
the U. If
calculated at the 2003 average retail price of $8,890 per PWC, manufacturers '
investment in this program has exceeded $133 million.; BRP US Inc. Gander Mountain will continue to offer Yamaha's G3 line of
boats as well as kayaks and canoes.

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In its 2004
premier season, Portraits from the Deep drew more than 128,000
households on average during its 13-week run. Best Company and A+ (Strong) by
Standard + Poor's.; and Yamaha Motor Corporation, U.A.

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INAMAR expects its entree into television will result in even
greater awareness of the INAMAR brand among the insurance and boating
communities.m.
To learn more about INAMAR and obtain valuable information on a
wide range of safety and loss prevention topics, please visit
www.

;
Kawasaki Motors Corp .
To learn more about how your community can participate in the
Congressional PWC Loan Program , please contact your local U., as well as provide support for customer financing and back
office functions."
"We are very pleased to be involved in this partnership with Gander
Mountain, " said Luke Kujawa, Vice President of Crystal-Pierz Marine.

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This is the initial venture into television advertising
for INAMAR, which currently promotes its products and services through
a wide array of print advertising in marine and insurance magazines;
sponsorship of various boat shows, conferences and boating
tournaments. INAMAR offers exceptional
all-risk insurance coverage for vessels of all sizes - from the
smallest to the largest - throughout the United States.
"Crystal-Pierz Marine is widely recognized as an industry leader," said
Mark Baker, president and CEO of Gander Mountain.com . All forward-looking statements in this
release are made pursuant to the safe harbor provisions of the Private
Securities Litigation Reform Act of 1995.gov .

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Cloud, Shakopee, Rogers , Hastings, Albert Lea, Gull
Lake, Pelican Rapids, Rice Lake (WI), Fargo (ND) and Clear Lake (IA) .

Sites listed in this category manufacture complete, water ready, boats and not just a part of the boat.

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com.com .

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M.

The stores feature
national, regional and local brands as well as the company's owned brand. For the nearest store
location call 800-282-5993 or visit http://www.

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INAMAR Recreational Marine Insurance Announces Sponsorship of Weekly Television Fishing Series on Outdoor Life Network

S. New Program Loans Personal Watercraft Vessels to Local Agencies

WASHINGTON , Personal watercraft manufacturers
launched a new program today that will involve Members of Congress applying
for a personal watercraft (PWC) vessel to be loaned to public safety agencies
in their congressional districts.

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On January 1, 2005, INAMAR began sponsoring Portraits
from the Deep, which is broadcast on the Outdoor Life Network (OLN)
and has just begun its second season.

ACE Select Markets, a division of ACE USA, focuses on the
underwriting and marketing of specialty insurance products targeted
towards specific insurance buyers, affinity groups, small businesses
and niche industries. Products and services are offered through a
network of specialty agents as well as unique distribution channels
and partners.
"We're delighted to extend this program to Members of the Congressional
Boating Caucus so that public safety agencies across America can become more
aware of this program and participate in it," stated Maureen Healey, Executive
Director of the Personal Watercraft Industry Association (PWIA).
Because PWC operate by water propulsion and do not have propellers, they
are ideal for rescue operations and other missions where an exposed propeller
might otherwise compromise the situation. They are 75% cleaner
and 70% quieter than those models sold before 1998.
The members of PWIA, which are the PWC manufacturers that will participate
in this program, are: American Honda Motor Company, Inc. "Having their well-
respected brand as a 'store-within-a-store' at these Gander Mountain locations
will help drive sales.

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Business Editors /Insurance Writers

PHILADELPHIA----As it continues to
focus on increasing its brand awareness and market identification as
the nation's leader in recreational marine insurance, INAMAR(R), the
marine marketing and underwriting division of ACE USA, today announced
its sponsorship of the popular television fishing series: Portraits
from the Deep. Eastern Time beginning Jan.
"At a time when tight local budgets might make it difficult to allocate
resources for the purchase of a patrol or rescue boat, the PWC Loan Program
will be helpful to an agency or organization in your congressional district,"
wrote Representatives E., and
Baxter, Minn.

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These
larger sized models are the ones typically used in the loan program.

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m.
"Our sponsorship of this television show further demonstrates
INAMAR's commitment to the recreational marine insurance market and
our partner agents," stated Ray Stahl, President of INAMAR
Recreational Marine Insurance.

Gander Mountain Company Announces Exclusive Partnership With Crystal-Pierz Marine

"

About Gander Mountain Company
Gander Mountain Company (Nasdaq: GMTN), headquartered in Saint Paul,
Minnesota, is the nation 's largest retail network of stores for hunting,
fishing, camping, marine and outdoor lifestyle products and services.

Gander Mountain Cautionary Note Regarding Forward-Looking Statements
Any statements in this release that are not historical or current facts
are forward-looking statements .

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While the involvement of the Congressional Boating Caucus is new, the loan
program itself is not. For
additional information on Crystal-Pierz Marine, log onto:
http://www.

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1

Thursdays at 1:30 p. Insurance policies issued by INAMAR are underwritten
by subsidiary insurance companies of The ACE Group of Companies that
are rated A (Excellent) by A. Clay Shaw, Jr. House of Representatives . "Our
industry is fully committed to boating safety and we are enhancing our loan
program to involve congressional representatives because PWC have become more
popular in the last several years as an increasing number of officials across
the country use them for patrolling, search and rescue , and even to research
and rescue dolphins and manatees," she continued.

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