Fact: Never give any personal or account information out to someone
over the phone unless you initiated the call.com
or call 1(800)-NOW-JUMP (669-5867).m.

arts traditonal

"

About Money Management International

Money Management International (MMI) is a non-profit, full-service
credit counseling agency , providing confidential financial guidance,
financial education, counseling and debt management assistance to
consumers for over 47 years. To learn more, call
800-762-2271 or visit www.
Tagged "the Olympics of Hip Hop dance", participants serve up old school
and new school moves in two-minute performances.m. Arts
(All Divisions) Center

World Hip Hop Championship Schedule

Event Date/Time Location

Preliminaries Saturday, 8/20 @ 1:00 p.

myths legends

Myth #9: If you show your creditors a divorce decree that indicates
your ex-spouse is responsible for paying the debt, you no longer are
liable for the debt owed on your accounts.


"It is important to consider the information source, particularly
when it relates to your finances," said Cate Williams, vice president
of financial literacy for MMI.

classical top

" Creditors exhaust
every means of collecting from the primary borrower before they come
after a cosigner. Thus, you are still liable on these debts and
the creditors can report the status of these accounts on your credit
bureau file.
Services are available in English or Spanish.m.

classical traditonal

Myth #5: A creditor cannot raise the interest rate on your fixed rate
loan. "This year we are especially
pleased to have the support of Mountain Dew, John Paul Mitchell Systems, and
Boogiezone.m. Redondo Beach Per. Marriott


Evolution of Hip Hop: Panel Discussion

The Evolution of Sunday, 8/21, Manhattan Beach
Hip Hop: A panel 12:00 p. - 1:15 p.

dedicated myths

However, you cannot believe
everything you see and hear these days when it comes to credit. As the
nation's largest full service non-profit credit counseling agency,
Money Management International (MMI) has come across some myths about
credit that are humorous, odd and downright bizarre.
Actor, comedian Chris Spencer, former host of late night TV talk show "Vibe",
will host.
The award presentation occurs on Sunday, August 21 at 9:00 p ."
"The style and energy of The Hip Hop International Championships and its
relevance to our consumers made it a great fit for Mountain Dew," said David
Orr, Field Marketing Director of the Pepsi Bottling Group Southern California.m. - 4:00 p.

fables dedicated

Myth #2: If you send a creditor any payment , such as only $5. 'Breaking Battles', featuring top B-Boys, are also a
part of both championships . of Sports and Special Events for John
Paul Mitchell Systems.com

tales subcategories

Business Editors

HOUSTON----Unfortunately for
consumers, there is no limit to the number of scams, fraud and
misconceptions related to credit. And with the recent Check 21 legislation, checks
can clear the same day they are written. Charges you didn't make could suddenly be added to your bill
and the trip might not be a reality.

Myth #10: If you try to make a partial payment to a creditor and they
refuse to accept the payment, then you no longer owe the creditor. "Ask your creditors important questions
or contact a reputable credit counseling agency, such as MMI, when you
encounter information of which you are unsure. In
addition, the three icons will be joined by Easy Roc of the original Rock
Steady Crew and head up a panel discussion on the evolution of Hip Hop at
12:00 noon the same day at the Manhattan Beach Marriott Hotel.
"For us, it's the artistic creativity, freedom of expression and teamwork
that's showcased at the Championships that make them a natural fit for our
company," stated Julie Solwold, V. Arts
(All Divisions) Center

Urban Moves2: Hip Hop Dance Workshop

Urban Moves2 Sunday , 8/21, Manhattan Beach
9:00 a.m. Marriott
discussion with
the "Legends"

Redondo Beach Performing Arts Center
1935 Manhattan Beach Blvd, Redondo Beach, CA
http://www.

arts fairy

Myth #3: Luxurious vacation packages are available at bargain-
basement prices, simply by calling a travel club and supplying your
credit card number to the voice on the other end of the phone.
Fact: While most creditors do not file a negative report with a credit
rating agency until you have exceeded your due date by 30-days, it is
important for you to find out how your creditors report late payments. It is better to be over
informed than misinformed.
Winners of the USA Championship (August 19) advance to the World Hip Hop
Championship on August 21 to compete against crews selected by their home
countries. Celebrity choreographers HiHat (Missy
Elliott) and Shane Sparks ("You Got Served" and B2K) are among the judges.
A special feature within the World Championship is the 2005 Living Legends
of Hip Hop Award that will be presented to Don Campbell (creator of "Locking",
Don's life story will be presented in an upcoming movie starring Usher in the
title role), Boogaloo Sam (creator of "Popping " and the "Electric Boogaloo"),
and Tommy the Clown (creator of "Clowning" which has evolved into a dance art
form called "Krumping".

arts fables

Myth #8: A creditor cannot call anyone else, such as friends or
relatives, to ask about your debt. Dance crews consisting of
five to eight members are divided into Junior (ages 7-12), Varsity (ages
12-17) and Adult (18+). Represented are Japan , Brazil, Trinidad + Tobago, UK, Italy,
Ireland, Philippines, and more.m.

dedicated society

MMI Debunks Finance-Related Urban Legends; MMI Gives the Whole Truth about Credit-Related Rumors

redondo.

top myths

moneymanagement.Hip Hop Pioneers Don 'Campbellock' Campbell (Locking), Boogaloo Sam (Popping)
and Tommy the Clown (Clowning and Krumping)
to Receive the Living Legends of Hip Hop Award

LOS ANGELES, Street dance crews from across the
nation and the world are bringing their best moves to Los Angeles with the
hope of taking home the top bragging rights and titles in the 2005 USA and
World Hip Hop Championships.hiphopinternational.

legends dedicated

Fact: The color of ink you use to write checks has nothing to do with
the processing time.00, the
creditor won't consider you delinquent.
Fact: A collector is permitted to contact others to find out where
you live, what your phone number is and where you work. MMI helps consumers trim their expenses,
develop a spending plan and repay debts.P.

For tickets and more information, please visit http://www. Manhattan Beach
(All Divisions) Marriott

Final Friday, 8/19 @ 7:30 p. Redondo Beach Per.m.

traditonal fables

Myth #6: As a cosigner, you are just a "back up.
Fact: Studies show that 75 percent of the time, the creditor
approaches the cosigner for payment, because they seek payment from
the person who offers the best chance of repaying the debt.
Fact: Creditors are not required to accept "good faith" payments if
the payment is not sufficient to bring the account current.org

Tickets will also be available at the
door. Manhattan Beach
(Junior + Varsity) Marriott

Preliminaries Saturday, 8/20 @ 7:00 p.org

Manhattan Beach Marriot Hotel
1400 Parkview Avenue , Manhattan Beach, CA
http://www.

tales legends

The following are
MMI's top ten urban legends related to personal finance:

Myth #1: If a check is written in red ink, it takes longer to be
scanned by the bank's equipment and the check will be delayed in
clearing, giving you access to your money for a longer period of time. Manhattan Beach
(Adult) Marriott

Final Sunday, 8/21 @ 7:30 p.

This category is the top level home for subcategories dedicated to traditonal and classical folktales, fairy tales, myths, fables , and legends (including urban legends).

arts traditonal

Fact: Many times these "too good to be true" offers truly are just
that.

Myth #7: If a payment to a creditor is just one day late, you are not
considered delinquent. It is best to
reach out to a creditor or a reputable credit counseling agency to
explain your individual circumstances before creditors contact you or
your family members.
Fact: Whoever is signed on the original contract with the creditor,
whether it is you or your spouse, will still be obligated to repay the
debt after a divorce. Tommy is featured in the newly released film
documentary "Rize").

tales literature

Myth #4: It is safe to give your credit card information to people
who call to verify your account number.
Fact: It is now common for creditors to raise interest rates based on
a consumer 's creditworthiness because of the Universal Default clause.
"It's incredible that the Hip Hop dance moves and attitude that were once
exclusive to the streets of urban America are now embraced all over the
world," said Howard Schwartz, the President of Los Angeles' Hip Hop
International , producers of the Championships.com, an online dance community website.m.m.marriott.

top urban

Fact: You must make the minimum monthly payment required by the
creditor in order to avoid penalties. Counseling is available by
appointment in branch offices and 24/7 by telephone and Internet.

Hip Hop Crews 'Bring It' to LA for the 4th Annual World Hip Hop Street Dance Championship August 18-21 at the Redondo Beach Performing Arts Center

Schedule of Events

USA Hip Hop Championship Schedule

Event Date/Time Location

Preliminaries Thursday, 8/18 @ 7:00 p.

urban subcategories

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- - kjjkjk

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