Noninterest expense was $3.

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53 per diluted share. Site Crossing's single integrated user
database ensures that your users only have to log in once to use all
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2 million for the same period in 2003.0 million and $2. Those statements are often characterized by the use of qualifying
words such as "expects ," "anticipates," "believes," "estimates," "plans,"
"projects," or other statements concerning our and our management's opinions
or judgments about future events. today announced its new Site Crossing service,
for the first time offering enterprise-class Web Crossing power in a
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About Web Crossing, Inc.

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We are excited about the
Bank's future and as we add new products and features to our existing lines,
we look forward to providing the highest quality service to all our
customers."

Trinity Bank is the newest community bank in Union County.
Trinity Bank stock is traded on the OTC Bulletin Board under the symbol
"TYBN".

Web Crossing Inc. Introduces Site Crossing for Fast Easy Online Collaboration Services

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02 per diluted share for the
twelve months ended December 31, 2004, which reflects a one-time, nonrecurring
income tax benefit of $900,000 for recording a deferred tax asset.

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in a hosted, easy to manage service, with core capabilities for
building an entire site, including full Web/FTP/email capabilities. "Whether you're
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We would like to thank our customers
for their loyalty and our employees for their dedication.

39% of total assets as of December 31, 2003. Lower activity in the Bank's mortgage loan and financial services
departments contributed to the decrease in noninterest income for 2004 due to
higher refinancing rates and continued uncertainty in the stock market.6 million or 22% during the twelve months of
2004, and net loans increased $10.

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David McGuirt, Chief Executive Officer of Trinity Bank, said, "We are very
pleased with the Bank's success in 2004. Existing sites bolting on Site Crossing can add interactive
elements -- such as a forum, mailing lists, blog or poll -- one at a
time or by the dozen. is a leader in collaboration
tools, committed to providing high -quality software and related
services at a fair price. Award-winning Web Crossing is a scalable,
tightly integrated collaboration tool serving a broad-spectrum of
functionality and serves millions of pages per day at thousands of
sites, including well-known, high traffic sites as The NY Times ,
Salon's TableTalk and Electronic Arts.

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Livingston (President), or Charla
Kurtz (Chief Financial Officer) at 704 296-0100, visit our web site
at info@trinitybank. Site Crossing hosted solutions are available starting
at an affordable $7.95/month from http://www.com/
"We've made Site Crossing fast to set up and easy to manage," said
Tim Lundeen, president and CEO of Web Crossing, Inc.

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21 per diluted share for the quarter ended December 31, 2004,
bringing pre-tax net income for the year ended on that date to $1 million or
$.0 million compared to $1.8 million for the twelve months ending 2004
and 2003, respectively. Noninterest income decreased $57,000 from $949,000
for the twelve months ended December 31, 2003 to $892,000 for the same period
in 2004. A Wizard makes
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MONROE, N.9 million or $1.
Interest income for the fourth quarter was $2.

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A special, minimal "EZ theme" takes the HTML
code used by a site and extends it to the Site Crossing section for a
consistent look and feel.
Site Crossing always maintains the servers and software, requiring no
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, Today Monroe, NC-based
Trinity Bank (OTC Bulletin Board: TYBN) reported pre-tax net income of
$400,000 or $0.
Net income after taxes was $1.2 million compared to $6. Interest
expense was $3.8 million for the period ended December 31, 2004
compared to $3. McGuirt (CEO), Dennis O. Web pages , full FTP capabilities plus an unlimited number of
accounts for WebMail/POP3/SMTP email provide the basic functionality
to which discussions, mailing lists, blogs, polls, chat and more can
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The quarterly pre-tax earnings represent a 142%
increase over the fourth quarter of 2003, and the annual pre-tax earnings
increased 148% over the year ended December 31, 2003.
Total assets were $151 million on December 31, 2004, having grown
$27 million or 22 % over the December 31, 2003 total of $124 million. Our plan for 2005
is to continue our steady asset growth while improving earnings and enhancing
shareholder value.47% of total assets as of December 31,
2004 compared to 1. For additional information on this release or Trinity Bank, please
contact David C. Those statements involve known and unknown
risks, uncertainties and other factors that may cause actual results to differ
materially.sitecrossing.

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C.6 million for the same period in 2003 .3 million or 11% from December 31, 2003 to
December 31, 2004.com. Available licensed or ASP, all
Web Crossing software is easily customizable and highly extensible
without programming.

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Dennis Livingston, President of Trinity Bank, stated, "We are committed to
being the best community bank in Union County. The accuracy of any forward looking
statements could be affected by various factors, including but not limited to
the financial success or changing conditions or strategies of our customers or
vendors, fluctuations in interest rates, actions of government regulators, the
availability of capital and personnel or general economic conditions. Available immediately, Site
Crossing offers Web Crossing-based Internet message boards and other
collaboration tools in two new ways: as a service bolted onto an
already existing Web site, or as an entire core Web site.

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A
state-chartered, stockholder-owned financial institution, Trinity Bank is an
Equal Housing Lender and Member FDIC.

Disclosures About Forward Looking Statements
The discussions included in this news release may contain forward looking
statements within the meaning of the Private Securities Litigation Act of
1995, including Section 21E of the Securities Exchange Act of 1934 and Section
27A of the Securities Act of 1933.
Organizations with existing Web sites can seamlessly add award -winning
Web Crossing-based message boards and other interactive capabilities
to their site. For bolted solutions, set-up is fast with no
need for scripts.

Privately held, Web Crossing, Inc .

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Noninterest income was $232,000 and $237,000 for the three months ended
December 31, 2004 and 2003, respectively, and noninterest expense was $983,000
and $970,000 for the fourth quarter of 2004 and 2003, respectively.
Interest income for the year-to-date ending December 31, 2004 was
$7. Headquartered in a historic home at
310 West Franklin Street in Monroe, the bank operates full -service banking
offices located at 101 Stallings Road in Stallings, North Carolina, and at
13731 Providence Road, Weddington, North Carolina. Additional interactive tools can be added at any time with a
simple point-and-click.

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The
recording of this tax benefit reflects future tax savings that will result
from the offsetting of taxable income with past loss carry-forwards. One
result of this transaction will be that 2005 net income will be reported on a
fully taxed basis."
Nonperforming assets represented . It was
organized by local citizens, business and community leaders to provide
hometown banking services in North Carolina's fastest growing county. Site Crossing
provides smaller customers with tried and true reliability, leveraging
our years of experience with serving extremely large, mission critical
Web Crossing installations."

Instant and Easy for Building or Bolting

Site Crossing server set-up is instant. Further information can be found at
http://www. All other brands and products referenced
herein are the trademarks or registered trademarks of their respective
holders.

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Interest expense was $819,000 for the
quarter ending December 31, 2004 compared to $697,000 for the prior year.
Total deposits grew by $22.

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Trinity Bank Announces 4th Quarter + Year End 2004 Earnings

6
million for the same quarter in 2003. All Trinity Bank locations
offer full-service banking to individuals, families, and businesses in the
Bank's primary market of Union and Mecklenburg counties.
Site Crossing is the only hosted service that provides a fully
integrated complement of choices for interactive tools, such as
discussions, mailing lists , blogs, chat, calendars, podcasting, polls,
etc.
For core sites built entirely in Site Crossing , an included HTML
formatting bar helps create simple HTML pages without prior knowledge
of HTML .

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For the purposes of these discussions, any statements that are
not statements of historical fact may be treated as forward looking
statements. Access control ensures privacy for designated areas .com/

Web Crossing, Site Crossing, Team Crossing, Campus Crossing,
Support Crossing, and webcrossing .com are trademarks of Web Crossing,
Inc.